The Steve Ritchie & Associates Advantage
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Industry Experts since 1981
Steve Ritchie & Associates has partnered with insurance carriers across the US to deliver practical and more cost and coverage-effective plans to best fit their clients group benefits needs. We search for innovative solutions for businesses to save money while providing the same or higher-level coverage for employees. We can custom create your design or you can bring your own!
Group Benefits Premiums have Skyrocketed
Leave it to Steve Ritchie & Associates to provide the most cost and coverage effective group benefits solutions for your business.
According to a recent report from the National Federation for Independent Business, the cost of a companies’ health insurance is the “most severe problem” facing American businesses. Steve Ritchie & Associates is confident that with our exclusive group benefits solutions, it will become the least of your worries.
Services We Offer
- Stand Alone Groups – Any Size
- Corporate Member Associations
Corporate Member Chambers of Commerce
- Professional Employer Organizations (PEOs)
- Municipalities, schools, school districts colleges and universities
- Both Union and Non-Union Shops
- High Net Worth Individuals
What Our Clients Are Saying
Steve Ritchie & Associates is massively disrupting the group health insurance space. His proprietary strategies are delivering BIG savings to employers. The guy has done his homework. He has IRS rulings, legal counsel, bulletproof plan designs… everything is top-shelf and what you would expect from an industry veteran who has been in the business since 1981.
Steve is always looking for the most innovative cost saving solutions for his clients. It seems he is always a step ahead on finding a solution that reduce costs while not reducing benefits. His SCMS program is another example of providing an exceptional idea to assist companies in this aspect. It is always a pleasure working with Steve because he brings me such great knowledge and ideas so I can stay ahead of the curve
Steve is a conscientious and caring professional who has shown great character especially in trying to help large employer’s find solutions to healthcare benefits for their employees. I recommend that you meet with him. He can help.
If your looking for a solution that will INCREASE YOUR BOTTOM LINE then you need to talk to Steve. He has a KILLER way to increase profits through his SCMS program. What is SCMS you ask? It’s a way to reduce your business employee medical benefits insurance costs. INNOVATIVE, LEGAL and REAL. All I ask is that you connect with Steve the consummate professional for him to give you an analysis that will BLOW YOU AWAY when you see the savings! Your Human Resources department can’t understand it but your finance team will clearly SEE THE NUMBERS. Don’t waste another dime on your benefits costs, talk to Steve TODAY.
Steve’s is unparalleled in his dedication to client service and finding the right product for the right price. Steve also has a knack for finding and creating unique strategies to solve difficult insurance problems.
I have worked directly with Steve over the last two years on the roll out of his SCMS program. He is one of the most knowledgeable people you will ever work with when it comes to solving practical business problems inexpensively. He has a passion for helping large companies to reduce their Health Insurance Costs and always keeps in mind that the employer and the employees must all benefit for the program to be a success. This is the kind of innovation that most forward thing companies are looking for when selecting an experienced business adviser. I know you will be pleased to have him as a partner who will put real dollars to your bottom line while letting your employees know you are looking out for their best interests.
I have been extremely impressed with the innovative approaches Steve has devised to allow significant savings in employee health plan costs. The approach meets all IRS rules, does not reduce benefits or costs the employee a penny. With what the Affordable Care Act will impose on businesses this is the easiest and most effective way to incur huge savings I have seen. great job, Steve
Contact Us Today
Let’s Get Your Business on The Right Track!
“Steve is always looking for the most innovative cost saving solutions for his clients. It seems he is always a step ahead on finding a solution that reduce costs while not reducing benefits. His SCMS program is another example of providing an exceptional idea to assist companies in this aspect. It is always a pleasure working with Steve because he brings me such great knowledge and ideas so I can stay ahead of the curve.”